Privacy & Legal
Privacy Policy
We're serious about security.
For The Public
E-mail addresses: Utley Financial Planning Inc. will never
give, sell, rent, lend or otherwise distribute your e-mail address for purposes
other than communications between you and Utley Financial Planning. We will
make a reasonable effort to give you an opportunity to unsubscribe from lists
we may maintain.
For Clients
Utley Financial Planning Inc. is committed to safeguarding
the confidential information of its clients. We hold all personal information
provided to our firm in the strictest confidence. These records include all
personal information that we collect from clients in connection with any of the
services we provide. We only disclose information to non-affiliated third
parties as permitted by law. If we were to anticipate such a change in firm
policy, we would be prohibited under the law from doing so without advising our
clients first. We use financial information provided by clients to help them
meet their personal financial goals while guarding against any real or
perceived infringements on their rights of privacy. Our policy with respect to
personal information about clients is as follows:
We limit employee and agent access to information only to
those who have a business or professional reason for knowing, and only to
non-affiliated parties as permitted by law. For example, federal regulations
permit us to share a limited amount of information about clients with a
brokerage firm in order to execute securities transactions on their behalf, or
so that we can discuss a client's financial situation with their accountant or
lawyer.
We maintain a secure office and computer environment to
ensure that client information is not placed at unreasonable risk.
The categories of non-public personal information that we
collect from clients depends upon the scope of the client engagement. It can
include information about a client's personal finances, information about a
client's health to the extent that it is needed for the planning process,
information about transactions between the client and third parties, and, in
some cases, information from consumer reporting agencies.
For unaffiliated third parties that require access to a
client's personal information, including financial service companies,
consultants, and auditors, we also require strict confidentiality in our
agreements with them and expect them to keep this information private. Federal
and state regulators also may review firm records as permitted under law.
We do not provide clients' personally identifiable
information to mailing list vendors or solicitors.
If you have any questions about our privacy policy, please
contact us.
Legal Notice
We're serious about compliance.
Utley Financial Planning, Inc. is an advisory firm
registered with the State of Oregon located in Eugene, Oregon. Utley Financial
Planning and its representatives are in compliance with the current filing
requirements imposed upon advisory firms registered with the State of Oregon. Utley Financial Planning may only transact business in those states in which it is
registered, or qualifies for an exemption or exclusion from registration
requirements. Utley Financial Planning's web site is limited to the
dissemination of general information pertaining to its advisory services,
together with access to additional investment-related information,
publications, and links. Accordingly, the publication of Utley Financial
Planning's web site on the Internet should not be construed by any consumer
and/or prospective client as Utley Financial Planning's solicitation to effect,
or attempt to effect transactions in securities, or the rendering of
personalized investment advice for compensation, over the Internet. Any
subsequent, direct communication by Utley Financial Planning with a prospective
client shall be conducted by a representative that is either registered or
qualifies for an exemption or exclusion from registration in the state where
the prospective client resides. For information pertaining to the registration
status of Utley Financial Planning, please contact the state securities law
administrators for those states in which Utley Financial Planning maintains a
notice filing. A copy of Utley Financial Planning's current written disclosure
statement discussing Utley Financial Planning's business operations, services,
and fees is available from Utley Financial Planning upon written request. Utley
Financial Planning does not make any representations or warranties as to the
accuracy, timeliness, suitability, completeness, or relevance of any information
prepared by any unaffiliated third party, whether linked to Utley Financial
Planning's web site or incorporated herein, and takes no responsibility
therefore. All such information is provided solely for convenience purposes
only and all users thereof should be guided accordingly. Certain portions of
Utley Financial Planning's web site (i.e., newsletters, articles, commentaries,
etc.) may contain a discussion of, and/or provide access to, Utley Financial
Planning's (and those of other investment and non-investment professionals)
positions and/or recommendations as of a specific prior date. Due to various
factors, including changing market conditions, such discussion may no longer be
reflective of current position(s) and/or recommendation(s). Moreover, no client
or prospective client should assume that any such discussion serves as the
receipt of, or a substitute for, personalized advice from Utley Financial
Planning, or from any other investment professional. Utley Financial Planning
personnel are neither attorneys nor accountants, and no portion of the web site
content should be interpreted as legal, accounting or tax advice.
To the extent that any client or prospective client utilizes
any economic calculator or similar device contained within or linked to Utley
Financial Planning's web site, the client and/or prospective client
acknowledges and understands that the information resulting from the use of any
such calculator/device, is not, and should not be construed, in any manner
whatsoever, as the receipt of, or a substitute for, personalized individual
advice from Utley Financial Planning, or from any other investment
professional. Each client and prospective client agrees, as a condition
precedent to his/her/its access to Utley Financial Planning's web site, to
release and hold harmless Utley Financial Planning, its officers, directors,
owners, employees and agents from any and all adverse consequences resulting
from any of his/her/its actions and/or omissions which are independent of
his/her/its receipt of personalized individual advice from Utley Financial
Planning.
Copyright Notice
All text content ©2007 Utley Financial Planning, Inc. All
rights reserved. All material contained herein is copyright protected and may
not be reproduced in any manner without the express written permission of the
copyright owner. Graphics ©2005 Getty Images, Inc. and Corbis, Inc. Excerpts
from "In Search of the Perfect Model" ©2003 Bloomberg Professional
Library. All logos and trademarks are the exclusive intellectual property of
the owners and are reproduced here by permission.
If you have any questions about this legal information,
please contact us.
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